Bad Credit Car Leasing (Gold Coast)

Get driving again, even if your credit history isn’t perfect.

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Find the opportunity to be approved for a weekly car lease, even with bad credit history. Here at Carzie, our ethos is focused around helping people in the Gold Coast to get approval for car leases for reliable vehicles, even with low credit scores. All you need to do is complete our five-step online form, where we can then check your eligibility (no hard credit check required!)

Our car leasing experts are specialised in helping match drivers in the Gold Coast with the right car lease options. If you’re making an effort to rebuild your credit score, then we will go above and beyond to see if we can get you into a car. Unlike your everyday car loan lenders who typically have a rigid criteria, we look at what you’re currently earning or employment, rather than your credit score.

If declined from a car loan, you could still be approved for a car lease.

If you feel like you’ve run out of options after being turned away from borrowing money for a car or getting a personal loan to buy a car outright, you could still be able to be approved for a car lease with bad credit.

While car finance companies often need you to have a good credit history and financial performance, our car leasing services work differently – we look at your ability to pay, not the knockbacks you’ve had in the past.

With Carzie you can expect:

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Fixed-weekly payments

Know exactly what you’re paying each week, with no surprises.

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Insurance & rego included

We cover the cost of insurance and registration

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No large deposit required

We don’t ask for a lumpsum deposit, just two weekly payments.

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Build financial confidence

Make regular affordable payments to demonstrate reliability to lenders.

Find a car you love, and check your eligibility 

With a simple five-step form, you can find out your eligibility in minutes – without a hard credit check!

We highly recommended applying if you are one of the following:

  • In employment (full-time, part-time, self or contracted)

  • (or) Earning an income or on Centrelink

  • (or) Rebuilding your credit score

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What does our bad credit car leasing services look like?

When choosing Carzie for a car lease, we provide a different approach than that of traditional car finance. We offer Gold Coast residents the chance to have a car again, even if the banks are saying they can’t help.

Our car leases are offered at 3 to 4 year lease terms and only need a small weekly payment. We have a fleet of late-model cars, perfect for family life, commuting to work or using for your daily personal use. If you’re employed or you’re earning a stable income, we can assess your affordability and set you up with a car that’s right, without considering credit checks of the past.

step 1

Choose your vehicle

Browse our available cars, find one that suits you and your preferred weekly repayments, then select a term and apply.

step 2

Apply online

Complete our quick online application form and provide your basic details and address history to get started with checking your eligibility.

step 3

Verification & approval

If you’re eligible, we’ll then request 90 days of bank statements so we can get an idea of your affordability.

step 4

Collect your car

We’ll then confirm if you’re approved for a car lease on your selected vehicle where you can collect the keys and drive away in your new car!

Hear from our customers

The Guys at Carzie are so helpful polite and efficient. From approval to delivery of my vehicle all within days. They give top tier service and cars!! Highly recommend.”
Samara Murphy | Google

Really easy from start to collecting car, was awesome.”

Tony Lauchlan | Google

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Don’t worry about your credit score.
Instead, worry about what car you’d love to drive.

Bad credit history shouldn’t keep you from applying for a car, you could still be approved for one and get on the road again. Our weekly car leases make driving more budget-friendly for Gold Coast residents who have been turned away by car finance or the bank.

Apply today with Carzie and receive approval based on your current income or employment, not your credit score and financial obstacles. If you are rebuilding your credit, we can help with a car. 

Ready to get behind the wheel?

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Frequently asked questions

Yes, if you’ve been employed for more than two months or are earning a regular income, whether that’s from your job or Centrelink, we focus on your current ability to pay, rather than credit issues. If you’re able to show us, you’re earning money or are employed, this is a really good way to get approval.

Yes, we have approved many drivers who rely on Centrelink, therefore you may be eligible for a car lease even if this is your only income.

We offer our car leasing services to drivers in the Gold Coast, helping you with the commute or personal transportation.

Unlike some rent to own providers out there who charge excessive interest rates and may have hidden fees, Carzie operates as a people-first leasing provider with honest pricing. We cover the costs of car insurance and annual registration; all you need to pay for is the weekly payment. 

Your fixed-weekly payment covers the vehicle rental, comprehensive car insurance annual registration fees. The only costs you will need to cover is the weekly payment to drive the car and any potential maintenance costs in the future such as replacing tyres. However, due to Carzie having late-model vehicles, a lot of our cars are backed by a manufacturer’s warranty. Â