How getting into a car with Carzie works

Learn more about our process and what to expect when applying

We help drivers get back on the road, faster than most.

We are a car leasing provider dedicated to helping provide second chances for drivers who need a new car fast or who are looking for a long-term reliable vehicle; we also help customers who have been declined from car finance.

Whether you’re employed and earning an income or your primary earnings are from Centrelink or pensions, you should still have the opportunity to access a reliable, modern car for a price you can comfortably afford.

Choosing to lease a car with Carzie allows you to pay a one, all-inclusive fee to drive with insurance rego, for a weekly fee that never changes. Simply find the car you love, apply online, verify your details and get driving.

Get started today by choosing the car you’d love to drive.

Choose from a range of modern, reliable cars

Insurance and registration included in payments

We can help people with good & bad credit histories

Always pay a fixed price with no hidden fees

How to get started

We keep our application process straightforward and stress-free, as car leasing shouldn’t be complicated.

Simply choose the car you’d like to drive and complete the online application for a conditional approval.

If eligible, you will then be asked to provide your ID and bank statements for the affordability assessment, which will allow our team to confirm your approval.

Once approved, it’s simply the case of collecting your vehicle.

Find your car

Call us

Choose your car and lease term

Complete the online application

Verify ID & 90 days of bank statements

Get approved and drive away

How does our verification process work?

Once you have submitted your application for your chosen vehicle, this will allow you to see if you’re conditionally approved for your car.

If your online application is successful, you will then receive a request from AplyID to securely verify your ID and a request from CreditSense to securely verify your 90-day bank statements.

These documents are requested to allow us to assess your affordability and confirm your identity. This allows our team to finalise your application and confirm if you’re fully approved for your new car.

Verifying your ID - AplyID

Once you have submitted your online application, you will then shortly receive an SMS requesting your ID for identity verification purposes.

We send this request via AplyID, a regulated and secure platform designed to receive and verify ID.

You will need to take an photo of the front and back of your Driver’s Licence and a clear, well-lit image of your face to allow for verification.

Once completed, AplyID will notify us to confirm your identity so we can then proceed with your approval outcome.

Please note, it can take up to 20 minutes for this SMS to be sent. If you do not receive this SMS, please reach out to our team.

View AplyID’s privacy policy here: https://aplyid.com/au/privacy-policy

Submitting your 90 day bank statements

Along with verifying your ID, you will also receive a second SMS from CreditSense requesting your most recent 90-day bank statements.

As part of Carzie’s eligibility and lending criteria, we require your most recent bank statements to allow us to assess your affordability and ensure you are effectively matched with a car within your budget.

We use CreditSense to collect your 90-day bank statements. This is a highly secure and widely trusted financial data platform with encrypted safety technology.

All you will need to do is log into your banking institution, submit your 90 day bank statements and Carzie will then be able to review and provide you with an approval outcome.

Please note that if login details are input incorrectly more than three times, you will need to request a new link from Carzie.

If you have any questions about this process, or if you do not receive this SMS, please contact our team.

View more information on CreditSense here: https://www.creditsense.com.au/consumers/security/

*If your banking institution isn’t listed on CreditSense, you can submit your 90-day bank statements directly to customercare@carzie.com.au.

See what your next car could look like

With car leasing, you have the opportunity to drive late-model vehicles for a weekly fraction of the usual full purchase price.

Browse Available Cars

Why choose Carzie?

Fixed weekly payments
Insurance & Registration included
30,000km included per year
All applications welcome regardless of credit history

What our customers say

Rated 4.7 / 5 based on 28,370 reviews Showing our 4 & 5 star reviews

FAQs

How do I apply?

You can apply for a car with Carzie online on our website once you have selected a vehicle here. We have made applying for a Carzie lease simple, with a six-step form that will allow you to know your eligibility in as little as 5 minutes.

When you have been confirmed as eligible for a lease, you will then receive an email and SMS requesting your last 90 days of bank statements. This helps us to understand your affordability and capability to meet the weekly, fortnightly or monthly lease payments.

Once complete, we will then send you an SMS with a link to verify your identity. This will typically request a photo or scan of your driver’s licence (front and back) and a live photo of yourself.

Upon verification of your identity and affordability, your application will then be finalised and our customer service team will promptly begin processing your lease application and be in touch. After that you’ll be able to arrange a collection date to pick up your car, while our team quickly ensures a full service and polished car, ready for your arrival.

How fast can I get my car?

You can have the car within 24-72 working hours from your successful application.

The collection timeframe will depend on how quickly the application process and documents are completed.

Once we have received your application, our team will work immediately to process your application and if approved, prepare the car for your collection as soon as possible.

Can I apply for a car if I have bad credit?

Yes, we accept applications from everyone regardless of income or credit history.

We focus on the current picture rather than past issues which have since been resolved or are in the process of being resolved.

Is there a deposit required?

We understand how important it is to keep costs down, and so we don’t charge excessive amounts for a deposit.

However, please note that we do require a deposit equal to two-weekly payments to secure your vehicle once you’re approved. This will ensure that the car you have applied for is held and that we can proceed with the full service and detailing of your new car ready for your collection.

This deposit will go towards the last two payments of your lease.

How long are the car lease terms you offer?

With Carzie, our leases range from 3 – 4 years.

Can I choose the car I want to lease?

Absolutely. You can browse through our extensive selection of late-model cars on our website, all of which are available and ready to be leased. Once you’ve found a car you like, simply select the lease term and repayments that suit you, and apply in minutes to see if you’re eligible.

What is covered under the lease terms and payments?

Your weekly or fortnightly payments will cover the cost of using the vehicle. Carzie covers the cost of comprehensive car insurance and annual registration fees.

Do I pay for regular servicing of the vehicle?

Yes, regular car servicing is required at the customer’s expense as per the Terms and Conditions of the lease agreement.

The vehicles are covered by Carzie vehicle warranty and regular servicing at intervals not greater then 15,000km are required to maintain the vehicle warranty.

Do you offer new cars?

Our fleet is made of used, but well-maintained modern vehicles, all of which are fully serviced and in top condition for your collection.

Do I need to have my own toll tag?

Yes, you will need to have your own Toll account. Carzie accepts no responsibility for any tolls or traffic infringements incurred.

Will I own the vehicle at the end of the lease agreement?

Upon expiry of the lease agreement you will not own the vehicle automatically or have to pay a balloon payment like rent-to-own cars.

However, at the end of the lease, you may have the option to purchase the vehicle by making a residual payment based on the car’s residual value, or you can simply return the vehicle to the leasing company.

You can make an offer to purchase the vehicle from Alpha Fleet Pty Ltd (our partner and vehicle owner).

Acceptance of this offer will be at Alpha Fleet’s absolute discretion. More information regarding the end of lease process can be found in the Lease Terms and Conditions.

Do I need to get car insurance?

No, Carzie will ensure that your vehicle is adequately insured. This means if you comply with state and federal laws and the obligations listed in the Carzie Terms and Conditions you will be covered.

Can I return the vehicle early?

Yes you can return the vehicle early, however terms and conditions apply.

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How getting into a car with Carzie works

Learn more about our process and what to expect when applying

We help drivers get back on the road, faster than most.

How to get started

Choose your car and lease term

Complete the online application

Verify ID & 90 days of bank statements

Get approved and drive away

How does our verification process work?

See what your next car could look like

Why choose Carzie?

What our customers say

Brisbane

Brisbane

Brisbane

Brisbane

FAQs

Need a car fast? Get same-day approval.

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Carzie Australia Pty Ltd is proudly part of Alpha Finance

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